Credit Card 3D Gateway Activation
You have to activate 3D secure verification when choosing our Credit Card 3D Payment to avoid payment failed.
What is 3D secure verification?
In the noble quest to fight online fraud, online retailers are feeling the pressure from credit card companies and banks to implement 3D secure technologies – namely Verified by Visa and MasterCard SecureCode. In some countries, merchant participation is mandatory to process certain cards.
3D Secure offers an extra layer of protection for cardholders and merchants. Customers are asked to enter an additional password after checkout completion to "verify" they are truly the cardholder.
Why 3D secure verification is recommended?
Liability shift: Typically, when a transaction is disputed, it's the merchant who pays the price. 3D Secure ensures liability shifts from the merchant to the issuing bank. This alone may make worldwide implementation of 3D Secure worthwhile for your business.
Chargeback protection: Verified by Visa ensures you'll never receive a chargeback on your merchant account. This can help prevent "friendly fraud," where a customer knowingly makes a purchase and files a chargeback, knowing the bank will side with the customer. (MasterCard does not support chargeback blocking).
Interchange benefits: These include lower interchange fees, and in some cases longer payment terms with your acquiring bank.
Increased online shopping: Fear of online fraud holds many consumers back from shopping online. Verified by Visa claims its product increases online shopping, and suggests customers are more willing to purchase through a site that uses 3D Secure.
Cardholder client-side interface of 3D Secure Check
How to activate?
1. For MasterCard 3D activation, please visit http://www.mastercard.us/securecode.html.
2. The following is for Visa Card:
Step 1: Click "Verified by Visa" to activate (This is the official site of Visa & we don't record any user information):
or visit http://usa.visa.com/personal/security/vbv/index.jsp directly
Step 2: You are asked to input your credit card number in this page.
Step 3: Verify your identity.
Step 4: Create your password.
Step 5: Activation Successful